Auto Accidents & Insurance: Are You Being Treated Fairly?
Dealing with insurance companies after an auto accident can be frustrating. Insurers often try to minimize payouts, leaving victims without the compensation they deserve. Understanding common tactics and knowing your rights can help you navigate settlement negotiations effectively.
Common Tactics Insurers Use
Quick Lowball Offers: Insurers may pressure you to accept a settlement before you understand the full extent of your damages.
Delaying Claims: Some companies stall the claims process, hoping you’ll settle for less out of desperation.
Disputing Liability: Insurance adjusters may attempt to shift blame or downplay the severity of your injuries.
Requesting Excessive Documentation: Asking for unnecessary paperwork can be a way to slow down or deny claims.
Your Rights in Settlement Negotiations
You have the right to refuse an initial offer and negotiate for a fair settlement.
You are entitled to compensation for medical bills, lost wages, pain and suffering, and property damage.
You can demand written explanations for claim denials and underpayments.
You can appeal decisions if you believe the offer is unjust.
When to Hire an Attorney
If the insurance company refuses to offer a fair settlement.
If liability is being unfairly disputed.
If your medical expenses exceed the insurance company’s offer.
If you experience long delays in claim processing.
An experienced attorney can advocate for your best interests, ensuring you receive the compensation you deserve. Attorney Sean Quinlan can help you fight against insurance tactics and secure a fair outcome. Contact us today for a consultation.
